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Difference between p2p and Fund
P2P is the abbreviation of English peer to peer lending (or peer-to-peer), which means person to person (partner to partner). Also known as Peer-to-Peer peer-to-peer lending, it is a private micro-lending model that gathers small funds and lends them to people in need. It is the product of Internet finance (ITFIN). It belongs to private micro-lending, is an online credit platform with the help of Internet and mobile Internet technology, and related financial management behaviors and services.

2065438+September 4, 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Risks in peer-to-peer lending jointly issued the Notice on Strengthening the Construction of P2P Credit Information System in peer-to-peer lending, supporting the operating P2P online lending institutions to access the credit information system.

In mid-June, 2020, 5438+065438+ 10, the actual P2P online lending institutions in China were completely zero.

Fund, broadly speaking, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.

Tips:

1. The above contents are for reference only and do not make any suggestions. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;

2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, you should make sure that you fully understand the investment nature of the product and the risks involved, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2022-0 1- 12. Please refer to the latest business changes announced by Ping An Bank in official website.