It takes 7~ 10 working days for the bank to approve the loan to buy a house when all the materials are complete.
If you buy a new house, it will take about 20 working days for the developer to handle it.
With regard to the provisions on house transfer, the buyers and sellers of real estate put into use should sign a real estate sales contract, and the contract text can be a model text formulated by the Housing and Land Administration Bureau or a self-made contract. If a self-made contract is adopted, the parties concerned shall entrust a legal service institution recognized by the Municipal Real Estate Bureau to conduct pre-trial before applying for transfer, and the legal service institution shall put forward pre-qualified opinions on the self-made contract that meets the requirements. After accepting the application for transfer, the city, district and county real estate transaction management institution shall review the application materials provided by the buyer and the seller.
legal ground
Provisional regulations on the registration of real estate
Article 14 An application for real estate registration due to sale or mortgage shall be made jointly by both parties.
In any of the following circumstances, the parties may apply unilaterally:
(a) unregistered real estate for the first time to apply for registration;
(2) Inheriting or accepting bequests to acquire real estate rights;
(three) the establishment, alteration, transfer or elimination of real estate rights by effective legal documents or decisions of the people's government;
(four) the name, ownership or natural conditions of the obligee have changed, and the application for registration of change has been made;
(five) the loss of real estate or the right holder to give up real estate rights and apply for cancellation of registration;
(six) to apply for registration of correction or objection;
(seven) other circumstances stipulated by laws and administrative regulations that can be unilaterally applied by the parties.
Article 16 An applicant shall submit the following materials and be responsible for the authenticity of the application materials:
(1) Application for registration;
(two) the identity documents and power of attorney of the applicant and the agent;
(three) the relevant certification materials of the source of real estate ownership, the certification documents of the reasons for registration and the certificate of real estate ownership;
(4) Property boundary, space boundary, area and other materials;
(5) A statement on the interests of others;
(six) other materials as prescribed by laws, administrative regulations and the detailed rules for the implementation of these regulations.
The real estate registration institution shall publicly apply for registration in the office and portal website, including the material catalogue and model text.
Article 20 The real estate registration institution shall complete the real estate registration procedures within 30 working days from the date of accepting the application for registration, unless it is otherwise provided by law.