The cancellation of the restriction that the loan amount is linked to the balance of housing provident fund deposit in Changde, Hunan Province will not only release a considerable amount of funds to the market, but also have limited changes.

First, Changde, Hunan Province canceled the restriction that the loan amount is linked to the balance of housing provident fund deposit.

According to the latest policy issued by Changde, Hunan Province, they are required to cancel the linkage restriction between the loan amount and the deposit balance of housing provident fund, which means that the loan amount is the loan amount in the future and the deposit balance of provident fund is the deposit balance, and there is no necessary connection between them. When we see this situation, we basically think that this change is quite good, but we must also see the fact that the change is limited. At present, not everyone doesn't want to buy a house, but the pressure of buying a house is still great.

Second, this will release a considerable amount of funds to the market.

According to the current regulations, because the loan amount has nothing to do with the deposit balance of the housing provident fund, this means that many people can borrow a considerable amount of money from the bank as long as they have good credit information at ordinary times and hold relevant payroll and other certificates, and we can also use this money to buy commercial housing, which is also quite comfortable. Young people may not have much savings, but they can't live without a house, because housing is really what many young people just need, and a considerable amount of funds are released to the market to ease the pressure on the real estate market.

Third, but the change is limited.

Although many people will applaud after this policy comes out, there are not many people who are really willing to pay real money to buy a house. We don't always think that consumers must buy the corresponding house just when they need it. If their actual situation is not enough to bear the corresponding loan amount, it is best not to buy a house easily. Life after mortgage can be said to be limited. I have to say that today's young people are quite rational, otherwise they will be tempted in the face of such great interests.