Provisions on the repayment time of individual housing loans:

Due to the large stock of personal housing loans and the long time span of system deduction, in order to avoid affecting customers' credit records, customers should deposit enough money to repay the current loan principal and interest before the repayment date 17:00 in accordance with the agreement in the Personal Housing Guarantee Loan Contract. If the funds in the repayment account are insufficient to pay off the current loan principal and interest, it is overdue in principle. Please consult the loan bank for details.

If the 20th of each month is the repayment date agreed in the contract, the customer shall deposit the current loan principal and interest into the repayment account before 20th of the month 17:00. (If the customer deposits the current loan principal and interest into the repayment account on the 20th, and the repayment time is late, the system may not deduct the money. )

After the loan is paid off, the system will automatically deduct the money on the repayment date. Under normal circumstances, the Head Office will shut down before 2 1 p.m., and the system will not deduct money after shutdown.