Nowadays, electronic payment has become more and more popular, and digital RMB has also been more and more widely promoted. The traditional cash withdrawal industry is shrinking. In order to adapt to the development of the times and reduce expenses, some banks have begun to make a series of adjustments to some businesses.
Two private banks stopped paying cash.
Just entering 2022, some banks have made some big moves. Beijing Zhongguancun Bank and Liaoning Zhenxing Bank issued announcements.
Both companies announced that cash receipt and payment would be suspended on April 1 day and March 1 day. In the announcements of the two banks, the reasons for the suspension were described. Both banks have also given depositors a variety of ways to withdraw money from banks, which will not have much impact on depositors. The pioneering practice of the two banks has become a hot spot.
What should depositors do if they are in a hurry to withdraw cash?
Although the bank stopped handling cash receipt and payment business, if the money was saved and needed urgently, the bank also gave a solution, that is, the money was transferred to another bank and withdrawn at another bank, and the bank did not charge the transfer fee. You can also withdraw money from ATMs of other banks, and the first 20 handling fees are free.
The future charge is 5% of the withdrawal amount. The minimum consumption is two yuan. From the day when the bank issued the announcement, it actually set aside a certain amount of time for depositors to allocate the bank's deposits reasonably.
There are different views on the behavior of banks.
The announcements issued by the two banks have aroused great concern and heated discussion. Some people think that banks have brought great inconvenience to everyone, especially middle-aged and elderly people. Others think that it is the general trend for banks to do so. The application of digital RMB is more and more extensive, and banks are also in line with the trend, which can be said to be mixed.