Current location - Loan Platform Complete Network - Bank loan - What is credit card finance?
What is credit card finance?
Card loan finance is an online loan launched by Ping An. In order to ensure the safety of funds and information, loans must be handled through official channels of formal banks and formal loan platforms. Ping An Bank has launched a variety of loan products, and different loan products have different loan requirements, interest rates and handling procedures. Among them, the new credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000 and a service life of 23-55 years. You can log in to Ping An Pocket Bank APP, Finance and Loan to learn and try to apply.

First of all, credit card loan is actually an online loan for consumption in advance.

1. Raising money is the online lending platform of Central Plains consumer finance. If you have a good credit card usage record, you can try it. The loan amount for withdrawal can reach 200,000 yuan, which can be applied online around the clock.

2. Ping An I Loan can be reviewed within 3 minutes at the earliest, and the results can be reviewed almost immediately after submitting the application. The daily interest rate of Ping An I loan is about 0.05%, and everyone's qualifications are slightly different, as long as they are over 65,438+08 years old, have a stable job, earn more than 3,000 yuan, work for at least 6 months, and have good credit information.

2. Credit card finance can refer to Xiaoying Credit Card Financial Services Co., Ltd..

Focusing on helping borrowers to maintain their credit, it has the characteristics of high quota, low interest rate and flexible repayment cycle, and launched its credit card balance compensation product "Xiaoying Card Loan", which is open to credit card people aged 20-55. After the opening of Xiaoying Card loan, different users get different credit lines. When applying for a loan, they can choose different terms, so as to ensure that the subsequent repayment will be made on time and there will be no overdue situation. It is worth noting that after the deadline, there will be a penalty interest and personal credit will be affected.

To sum up, the loan application procedure should be legal and the transaction should be true and reliable. Choose an account manager who works in a bank to handle the loan business. According to your own situation, choose the loan type, loan term and repayment method that suits you. When signing contracts and agreements, you should read the terms clearly.