1. Look at the car and choose the car, determine one or two target models, and understand the steps of handling the mortgage with the clerk;

2. Learn about the procedures and steps of mortgage car purchase from the bank, recommend the credit card that young people like to choose to buy a car, and do better in China Merchants Bank and China Construction Bank-the service is in place, and it is generally not cold;

3, determine the model, compare the conditions given by the store and the bank, and choose the one that suits you.

4. Sign a car purchase contract and pay down payment, mortgage loan, mortgage loan, insurance and license. ...

Generally speaking:

The total loan amount shall not exceed 60% of the car price, and shall not exceed 1.5 million. According to your situation, just borrow half. The loan term is generally 12 installments per year, or 24 installments every two years, the latter should be more suitable for you.

If the car price is 654.38 million yuan and the loan is 50,000 yuan, it will be repaid in 24 installments, and it will be more than 2,000 yuan per month, without any interest. Ensure that the repayment of the loan will not affect the normal life.

In addition, there will be many "gimmicks" in the store to make mortgage loans, such as interest-free and insurance ... There will be many additional conditions for wool to be on sheep, so do your homework before you start!