The conditions for purchasing post office dormitory with provident fund loans include: 1. The borrower must have an account in the city where the post office dormitory is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3, there is a legal contract or agreement to buy post office dormitory housing, and the required proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase post office dormitory loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Transaction process of second-hand house in post office dormitory: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original certificate of ownership of the post office dormitory; 4. The original sales contract of post office dormitory signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, they shall submit the original certificate of custody of the transaction settlement funds in the post office dormitory; Original deed tax payment or tax reduction or exemption certificate of post office dormitory; 7. The number of people who buy houses for reconsideration is+1 based on the house registration form on the post office dormitory building ownership certificate and the name of the owner on the house plan.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!