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When in a year will the interest rate for personal consumption loans be lower?

The interest rate for personal consumption loans will be lower for credit lines approved from May 1st to May 25th of the year. According to a search of relevant information, before this, China Merchants Bank’s marketing strategy for personal credit loans was to launch a flash loan for new customers to grab 10% off coupons. Customers who applied for a flash loan and successfully obtained the flash loan limit between May 1st and 25th (pledge) Flashes and scene flashes are excluded), you can receive a 10% discount coupon, and the minimum interest rate after discount is not less than the annualized interest rate of 5.04%.