If you don't get credit information, you can choose not to repay the loan. But if you refuse to repay, there may be the following consequences:

1. Enter the industry blacklist: If the borrower maliciously refuses to repay, the loan platform will lower the borrower's credit rating and upload the overdue records to the industry blacklist.

2. Telephone collection: If the borrower maliciously fails to repay the loan within the time limit, the borrower may receive a collection call from the loan platform collection staff, which will seriously disrupt daily life.

3. Impose a high penalty interest or liquidated damages: if the borrower fails to repay the loan within the time limit, it will generate a high penalty or liquidated damages. The longer the overdue time, the greater the repayment pressure.

4. Loan platform: borrowers with long overdue time and large overdue amount will be loaned. Once the case is lost, the borrower will not only repay the loan in full, but also bear the liquidated damages, legal fees and attorney fees of both parties.

: Why do you want to check the credit information of the loan? Do you dare to borrow this loan without a credit report?

In today's information age, personal credit is a social pass.

1. Honesty is a personal passport in both economic and political aspects: the personal credit report issued by the credit information platform can not only record your personal basic situation, including date of birth, education, etc. And record your personal assets and liabilities. The loan platform can judge your earning ability and repayment ability by reporting personal credit records. Moreover, the borrower's loan and credit card usage are recorded in the personal credit report, including how many credit cards, total amount, overdraft limit, loan amount, total amount, monthly repayment, etc. , which can be used by the lender to check how much debt the borrower currently has, is a reference for judging the borrower's repayment ability. Personal credit record is the second identity card of an individual, and a good credit record is equivalent to intangible credit wealth;

2. Can I borrow a loan that is not on the credit information platform? Many people will choose platform loans that are not easy to obtain credit information, thinking that their credit information problems will not be damaged, but in fact, such platforms generally have security risks, including the disclosure of your information. At the same time, with the development of modern science and technology, many peers can check each other's credit problems. Even if the loan is not available, when you go to the loan, if the bank inquires your credit record too much, there will be credit problems;

Can you really not repay the loan without a credit report?

Just because you didn't get a credit loan doesn't mean you can't repay the loan within the time limit. Because loans that have not received credit information generally have great dunning efforts, and the overdue consequences are also very serious. Most loan platforms will charge high penalty interest fees and overdue management fees for overdue repayment, bomb overdue mobile phones and notify friends and relatives around them of overdue repayment. In serious cases, they will be appealed. Once the illegal facts are entered into the public security system, they will be wanted online, which will seriously affect personal life. I hope everyone can repay in time, and don't have the luck of not repaying. The latest product of Xiao Mu installment advertisement is as high as 50,000 yuan. Many online lending platforms will not use personal credit reports and the central bank's credit information system, but the online lending information files at the meeting will affect the lender's future loans on the online lending platform. If the borrower fails to repay the loan within the time limit, penalty interest and overdue management fee will be charged. The personal information of serious violators may be published, and finally the record of dishonesty will be uploaded to the online credit file. Moreover, not going to the credit information system now does not mean that you will not go to the credit information system in the future. In the future, once these products are on the central bank's credit information system, the overdue records will also be recorded, so don't have the idea of not repaying them. Are you sure you can't repay more loans? Go to: See more.

Excuse me, can I not repay the loan that has not received the credit information?

Loans that cannot obtain credit information cannot be repaid. If the repayment is refused, the following consequences may occur:

1, blacklisted by the same industry:

If the borrower borrows a loan that cannot receive credit information, if he maliciously refuses to repay, the loan platform will lower the borrower's credit rating and upload the overdue record to the blacklist of the same industry.

2. If it is telephone collection:

If the borrower maliciously fails to repay the loan, the borrower may receive a call from the loan platform collector, which will seriously interfere with daily life.

3. Impose a high penalty interest or liquidated damages:

If the borrower fails to repay the loan within the time limit, it will generate high penalty interest or liquidated damages. The longer the overdue time, the greater the repayment pressure.

4. Loan platform:

If the overdue time is long and the overdue amount is relatively large, it will be lent to the platform. Once the case is lost, the borrower will not only pay back in full, but also bear the liquidated damages, legal fees and attorney fees of both parties.

For more information about loans that cannot be repaid, please visit: See More.