2. Generally, the amount is quite high. It will be paid in cash the next morning, and the payment will be made soon.
expansion: what should I do if my friend doesn't pay back his online loan and is harassed by the collection?
1. Show the relationship with the borrower
When we receive this kind of call, we should express our relationship with the borrower clearly. If we are not close and haven't contacted for a long time, it's useless to call you here, and the collection will not continue to contact you, because there are tasks every day, and the time can't be kept at your place. If you are asked to help him repay the loan, you can show that you didn't borrow the money yourself, and you didn't spend the money. You don't know anything and have no obligation to help him repay the loan.
2. Ask the borrower to repay the loan
If you can contact the borrower, you can ask him to repay the loan, and ask him not to regard himself as an emergency contact. Most people are embarrassed to do so again when they hear this. Of course, it doesn't matter except for a few people who are really thick-skinned. At this time, you can report the borrower's situation to the platform. During this period, how many people called to ask for money and how much they owed, and his family were unwilling to help him pay it back. If it is settled after this time, the general platform will not lend it to him again, because the risk is too great.
3. Blackout the collection phone
If you really don't want to receive the collection phone, you can blackout the collection phone so that you won't call the phone. However, this method can only be useful in a short time, because there are many calls for collection, and with the change of time, there will be different collections to deal with this loan. You can also set to prevent strangers from calling. Although it will have an impact on your life, it is really clean. After a period of time, it will be lifted. Generally, there will be no collection to bother you, because collection has a cycle. If this payment is really not available, you will give it up temporarily and collect the list that is easier to return.
4. Talk to the regulatory authorities
The general public is willing to help tell you this kind of call, but there is nothing they can do. The collection is still very tough to harass you. You can tell him that I recorded the call. If you insist on bothering me, I will call the police. Generally, when I hear this, I won't contact you again for collection. If I still contact you, I can complain to the regulatory authorities. Nowadays, the regulatory authorities are still very cautious about cash loans.