1. Take the initiative to contact the bank: When the borrower is unable to repay the loan, he shall not evade the debt and will never lose contact. Instead, we should take the initiative to contact lending institutions and banks and let users give individuals a repayment date.
2. Transfer of mortgage loan: If the borrower is unable to repay the latter loan, he can sell the collateral, and the subsequent monthly mortgage loan will be transferred to the buyer.