In this case, it may be that an online loan has been forgotten after the deadline, or it may be a fraudulent phone call. Ignore it.
1. If personal information is leaked and you are worried about being loaned, you can check your online loan big data report to see if your ID card and mobile phone number have been loaned, if there is any overdue record of online loans, and see if your online loan black index is normal.
The online loan big data report found in the forward inquiry service has detailed data such as online loan history, dishonesty and liabilities. Just find this official WeChat account.
2. If you don't want to go to trouble and are not afraid to miss strange calls, the easiest way is to set the harassment-free function of strange numbers on your mobile phone, so as long as you are not a friend of your address book, it will be automatically blocked, but it will have an impact on your life.
3. If the circumstances are serious, you can also complain to the Mutual Gold Association. The direct manager of the online lending platform is the Mutual Gold Association. For violent collection, the Mutual Gold Association clearly stipulates that it is not allowed. Whether you know the borrower or not, the collector has no right to harass you by phone.
Extended data:
Those who have not borrowed money from online lenders are also inexplicably collected by online lending platforms. These harassed people usually have several characteristics:
1, a friend in the address book borrowed an online loan and left a phone number.
2. Register on some bad websites with your mobile phone number and be used maliciously by a third party.
The mobile phone was once lent to an unfamiliar person.
Actually, there is a phone call saying that there is an online loan that has not been paid back.
Never mind, it's a scam.
Someone called to say that you have an outstanding online loan. There are two situations. The first case is that you really have loans overdue. Now the loan platform has transferred the creditor's rights to other companies, and other companies continue to collect money from you. The second situation is fraudulent information. If there is no loans overdue, there is no need to pay attention.
Online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. Article 197 of the Contract Law stipulates that a loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method. The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.
Liars always call their families and tell them that I got a loan. What about the repayment of the loan?
The fraudster obtained your personal information through other channels. I just want to cheat by putting pressure on you and your family. Report this situation first. Then block the relevant numbers. At present, there is no disclosure of personal information in China, all of which are harassing phone messages, not to mention the loss of your ID card.
I suggest you go to the People's Bank to check your personal credit records. See if there are any loans or credit cards that should not exist. Determine the specific situation and then solve it accordingly!
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.
Banks put concentrated money and monetary funds out through loans to meet the needs of social expansion and reproduction for supplementary funds and promote economic development; At the same time, it can also obtain loan interest income and increase the bank's own accumulation.
In China, the principle of paid use of loans is also used to promote enterprises to improve their management; Take bank credit as an important way to allocate funds and an important economic lever to regulate the economy.