Current location - Loan Platform Complete Network - Bank loan - Bank loan commitment letter
Bank loan commitment letter
I. Letter of Commitment for Bank Loan

In today's society, the letter of commitment is used more and more, and it must be within the validity period of the offer. You can refer to the model essay before writing. The following are five bank loan commitments I have compiled for you, for your reference only. Let's have a look.

Letter of Commitment for Bank Loan 1 Name of Borrower _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I bought a house in the residential area of XX County, and I borrowed _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

1. I promise that my future work income (or money raised) will be used to pay the arrears first, and I will repay _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

2. Abide by national laws and regulations.

3. During the arrears, if I can't work in the company due to an accident, I resign or transfer my work unit for some reason, I promise to pay off all the above loans and go through other formalities. If I break my word, I promise to use this money to mortgage the house I bought in Limin Community of Baoqing County to deduct the loan I owe to the company. If bad consequences are caused by failure to repay in time, the legal responsibility shall be borne by myself.

I promise to pay off the money I owe before _ _ _ _ _ _ _ _.

5. This letter of commitment is made in duplicate, one for the company and one for myself.

Home address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Postal code: _ _ _ _ _ _

Home phone number: _ _ _ _ _ _ _ _ _ _ _ _ _ _

Work unit: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

My phone number: _ _ _ _ _ _ _ _ _ _ _ _

ID number:

Bank Loan Commitment Chapter II My Name: Work Unit:

My name:, work unit:

2065 438+0x 10 borrowed from liangzi lake Finance Bureau 10000 yuan.

Yuan only (in words: whole). Repay on the date of 20 1x, and make the following commitments after the deadline:

1. I guarantee that my future work income (or money raised) will only be used to repay the loan, and the repayment time will be between the 5th of each month and 10. The repayment method is mainly cash, and bank transfer is only provided to liangzi lake Credit Union. The Finance Bureau of Liangzihu District shall issue a corresponding receipt after receiving the payment.

2. Abide by national laws and regulations.

I agree to mortgage my bid.

4. If I want to study abroad or settle down for any reason, I am willing to go through the relevant procedures for going abroad (territory) after paying all the arrears.

5. During the overdue period, if I change the work unit or home address, contact information and other related information for any reason, I promise to feed back the information to the Liangzihu District Finance Bureau in time. If the feedback information is not timely, the legal responsibility shall be borne by myself.

6. I promise to pay off my debts before 20 1x, be an honest person and keep my word.

7. This letter of commitment is made in triplicate, one kept by the Finance Bureau of Liangzihu District, and the other two kept by myself.

Home address:

Postal code:

Work unit:

My contact telephone number:

ID number:

Signature of both parties:

Signature of both parties:

20 1x mm DD YY

Bank Loan Commitment Letter Chapter III _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. And promise to abide by the following terms:

1. When the borrower guarantees that the real estate is mortgaged, the real estate is not mortgaged by any third party and the mortgage is complete.

2. The borrower guarantees that it has complete property rights to the set real estate and there are no defects.

Three, the borrower signed the "loan contract" before the termination, shall not terminate the mortgage terms.

Four. The borrower guarantees that the mortgaged property will not be sold, demolished, rebuilt or donated without authorization during the mortgage period, and its use nature will not be changed.

5. In the future, the mortgagor shall bear debts and legal responsibilities for all property rights and mortgages.

Once I sign, this mortgage guarantee is legally binding on me.

Hereby promise

Mortgagor: (signature handprint)

Signature time: year month day.

4 Bank loan commitment letter of BAIC Automobile Co., Ltd. (hereinafter referred to as the company)

(hereinafter referred to as "_ _ _ _ _") and (hereinafter referred to as "loan bank") signed _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

The Company undertakes the repurchase responsibility for the loan repayment of _ _ _ _ _ _ _ _, and enjoys the right of recourse to _ _ _ _ _ _ after taking the repurchase responsibility. Our company is willing to unconditionally provide joint and several liability for the company's right of recourse, and hereby issue this guarantee.

Our company: _ _ _ _ _ _; Address: _ _ Legal Representative _ _ _; _ _ _ _ Tel: _ _ _ _

The Company voluntarily provides joint and several guarantee liabilities for the company's recourse, and the scope of guarantee includes: the penalty interest and expenses paid by the company to the loan bank for the repurchase, and the expenses that the company has incurred or will incur to realize the recourse (including but not limited to legal fees, attorney fees, security fees, travel expenses, etc.). ). The guarantee period is two years from the date of expiration of _ _ _ _.

As long as _ _ _ _ _ _ breach of contract causes the company to assume the repurchase responsibility, the company may require the company to assume the guarantee responsibility, and the company will immediately assume the guarantee responsibility and pay all the money. The Company undertakes the guarantee responsibility, which is not affected by whether the Company exercises other guarantee rights. During the guarantee period, the company may transfer the security right under this letter of guarantee when transferring the right of recourse to a third party, and the transfer does not require the company's consent.

At the same time, the company agrees to fulfill the repayment obligation of the bank on its behalf in case of overdue, and assume the repayment responsibility on its behalf.

Our company is really willing to bear joint and several liability, and has fulfilled all procedures to ensure that joint and several liability is legal and effective.

All disputes arising from the performance of this guarantee shall be under the jurisdiction of the people's court where the company is located.

I promise here.

Guarantor: _ _ _ _ _ Company (official seal)

Legal representative (signature):

Date, year and month

Letter of Commitment for Bank Loan 5 _ _ _ _ _ _ _ _ _ _ _ Guarantee Company:

Company, legal representative (ID number:), the guarantee company recommended a loan of RMB 10000 to the bank, which was guaranteed by the guarantee company. Now I promise as follows:

1. Before the bank loan:

1. Pay the deposit, guarantee fee, advance payment of affiliated fee and other expenses required by the guarantee company in full;

2. Pay the store rent, water, electricity, network, closed circuit, telephone, sanitation and property management fees in full;

3. If mortgage is needed, a corresponding amount of commodities shall be invested before the loan is made; If the goods are not purchased and cannot be put into the market in time, then a considerable part of the funds used to pledge the goods will be paid to the market in advance.

4. Purchase bank wealth management products such as property insurance and life insurance as required by the bank.

Second, after the loan.

1. Within two days after the loan is issued, transfer the loan in full to the purchase and sale provided to the bank in time.

The bank account of the supplier in the contract, and submit a copy of the transfer voucher to the guarantee company;

2. Provide full value-added tax invoices on time as required by the bank;

3, according to the requirements of the bank to do a good job of returning the loan money and accounting;

4. Pay interest in full and on time according to the date stipulated by the bank, and pay off the loan in full and on time;

5. Provide the monthly report and other required information to the guarantee company on time every month. I solemnly promise to fulfill the above obligations of the loan customers. If I can't lend or renew my loan because I don't honor my promise, I have no complaints, which has nothing to do with the guarantee company and the bank.

Commitment:

Legal representative (signature):

Date, year and month

Second, how to write the bank loan commitment letter?

Personal Letter of Commitment (Minsheng Bank) to: (Pledger, ID number:) Borrower (ID number:) applied to our bank on, and our bank has approved its loan application, and now promises as follows: (1) If the Pledger deposits in our bank (currency: RMB, amount in words: 50 million yuan) and converts it into a three-year time deposit certificate. After the loan is issued, we will supervise the use of the borrower's funds throughout the whole process to ensure that the funds are earmarked. When the loan expires, the borrower can replace the outstanding balance of the due certificate of deposit with an asset-backed loan. The guarantor of the pledgor may not undertake the obligation of the second repayment source. The guarantee period is the same as that of the loan contract. This loan commitment letter will take effect after the official seal of our bank is affixed. 3. Altered and copied IOUs are invalid. If the conditions stipulated in the loan commitment letter are not issued by the bank: Minsheng Bank Beijing XXX Sub-branch (seal) Date of issuance: MM DD YY, I hope my return will help you.

Third, the second-hand housing transfer, how to confirm the bank loan commitment?

Process: The buyer and seller have to go through two steps, including two aspects: first, the seller repays the bank loan in advance, cancels the creditor-debtor relationship with the bank, and cancels the mortgage registration;

2. When the buyer applies for a second-hand house loan, the purchased house is used as the mortgage guarantee for the new loan, and the mortgage registration is handled. Its business process is:

The first step is for the seller to apply to the bank.

Step 2: With the consent of the bank, the bank, the buyer and the seller sign an agreement, and the bank agrees that the seller will transfer the house. The seller promises to give priority to the repayment of bank loans, and authorizes the bank to directly deduct the outstanding loan principal and interest from its account opened in the bank. The buyer promises to remit the house payment to the account opened by the seller in the bank at the time of transaction.

Step 3: The buyer and the seller sign the house transfer contract.

Step four, the buyer applies for a new loan from the bank. The loan amount can be the remaining loan balance of the seller, or it can be calculated according to the following formula: loan amount = the market price of the purchased house × the loan ratio of the second-hand house.

Step 5: After approval, the bank signs a new loan contract and mortgage contract with the buyers, and issues a letter of commitment agreeing to the loan.

Step six, the buyer and the seller go through the formalities of property right transfer.

Seventh, the bank and the seller go to the real estate management department to cancel the mortgage registration and apply for a new mortgage registration with the buyer.

Step 8: The bank issues the loan to the buyer, transfers the loan to the account opened by the seller according to the buyer's authorization, and then directly deducts the outstanding loan principal and interest from the account according to the seller's authorization to terminate the original loan contract.

4. How to write the bank loan commitment letter?

Personal Commitment Letter (Minsheng Bank)

To: (Pledger, ID number:)

The borrower (ID number:) applied to our bank on, and our bank has approved his loan application, and now promises as follows:

If the pledgor deposits the deposit (currency: RMB, amount in words: RMB 50 million) into our bank and converts it into a three-year time deposit certificate, our bank will complete the examination and approval within working days and issue RMB (in words) 40,000.00 Yuan only to the borrower for a period of three years.

After the loan is issued, we will supervise the use of the borrower's funds throughout the whole process to ensure that the funds are earmarked. When the loan expires, the borrower can replace the outstanding balance of the due certificate of deposit with an asset-backed loan.

The guarantee period of the pledgor is three years. Only when the guarantee expires, the pledgor can not undertake the obligation of the second repayment source. The guarantee period is the same as that of the loan contract.

This loan commitment letter will take effect after the official seal of our bank is affixed.

This loan commitment letter is original, and it is invalid to alter or copy it. If the conditions specified in the loan commitment letter are not met, this loan commitment letter will automatically become invalid.

Bank of deposit: Beijing XXX Sub-branch of Minsheng Bank (seal)

I hope my return visit will be helpful to you.