Here's the thing. I'll call you with your business card. You can only pick up the car when you go to the store to brush it. You can't drive away. You are swiping money.

Second, what is the difference between China Merchants Car Loan and 4s Shop Loan?

China Merchants Car Loan belongs to the bank's credit loan, and the 4S shop's loan belongs to the manufacturer's loan. Relatively speaking, banks have lower loan interest and stricter requirements.

What is the difference between 3 and 4S online shop loans?

The difference between a bank loan to buy a car and a 4S shop loan to buy a car;

1. Comparison of car loan procedures: Applying for a car loan from a bank requires strict proof of the applicant's income, collateral and other assets, as well as cumbersome procedures such as guarantee and property proof; Relatively speaking, the standards for lending to banks or auto financing companies through 4S stores are much looser, and many car loan businesses are unsecured and unsecured, which will be much more convenient for car owners.

2. Comparison of car loan approval process: Lending to banks or finance companies to buy a car through 4S stores, especially the biggest advantage of car loan business of auto finance companies such as GM, Toyota and Volkswagen is that the car loan approval process is fast, generally speaking, the loan can be approved in about three working days; However, it takes two weeks or more to borrow money through the bank, and it will take even longer if the asset certification information is incomplete.

3. Comparison of loan models: There are no restrictions on the models that banks can borrow, while 4S stores only provide car loan services for their models. Therefore, in the choice of loans, bank loans to buy a car will have more advantages.

Fourth, if you want to buy a car with a bank loan, do you go directly to the bank or in a 4s shop?

If you want to buy a car with a loan from a bank, you can go directly to the bank or call the 4s shop, but it is easier to go to the 4s shop, which has a cooperative relationship with the loan company. They don't need much time to deal with it simply. If you go to the bank for a loan yourself, it may take a lot of time to go for the first time.

Want to borrow money to buy a car, go directly to the 4S shop or go directly to the bank? If China Merchants Bank handles loans, the application process of one-card car loan: ① If you have taken a fancy to the car you need to buy through a car dealer and have cooperation with China Merchants Bank, you can apply for a car loan directly at our station; ② If there is no cooperation, you can try to contact the personal loan department of the local China Merchants Bank directly and put forward your own loan application. The handling bank will check your comprehensive situation and determine whether it can be handled.

Buying a car by stages is in a 4s shop or a direct loan from a bank. The people in the 4s shop will help you with the loan, but in the end it will be a bank loan. 4S stores just help you get smooth and fast loans.

China Merchants Bank borrowed money to buy a car. Before picking up the car, should the bank call the 4s shop directly or swipe the bank card at the 4s shop? This is the case. Only put it on the card and brush it in the shop can you pick up the car. It's not that you picked up the car and left, but that you are brushing the money.

It may be more cost-effective to buy a car directly from a 4s shop or directly from a bank loan. Their marketing methods and purposes are different. This will only be known after calculation according to the specific terms. You peddle the garage sales staff to help you figure out who has the lowest total cost and the highest cost performance.

Which bank has low installment fee for buying a car? Or is it more cost-effective to apply for a car loan directly in a 4S shop? I made a comparison when I bought a car. I think it is more appropriate for ICBC to do it in stages within two years. If it is divided into three years, ABC is more suitable. Those in the 4S shop are very expensive

Do you borrow money to buy a car and go directly to the 4s shop? Yes, but when you apply for a loan, you don't have to do it in a 4S shop. The procedure is relatively high. You can ask other institutions to see if there are any suggestions for low interest rates. Ask Shanghai Hengsong Commercial Loan.

Is it better for an individual to borrow money from a bank to buy a car or from a 4s shop? Personally, I think it is safer to go to the bank for a loan to buy a car. Some people go to car companies to buy cars, and the handling fee has to pay a lot of fees, which varies from person to person.

When a bank handles a loan, it only needs to provide the second-generation ID card, work certificate, income certificate, residence certificate and car purchase contract. Low threshold, fast loan, convenient application, no mortgage and no guarantee, and credit is the best loan guarantee.

Specific comparison:

1. Compared with the formalities, the bank has strict requirements for the applicant's income, collateral and other assets, while the 4S shop does not need an account, which reflects the rigor and authenticity of the car loan.

2. Comparison of approval process: the bank approves quickly, and the funds arrive in 3 days. 4S stores must apply through banks or financial institutions before they can be approved.

3. It is simple and convenient for banks to handle car loan procedures, and only need to provide the second-generation ID card, work certificate, income certificate, residence certificate and car purchase contract. If you can't provide a car purchase contract for the time being, you can also sign a "loan purpose commitment letter", stating that the loan will be used to buy a car.

If you want to borrow money to buy a car, is it cheaper to apply for a loan directly at a 4s shop or to contact the bank for a loan yourself? The question is whether it is convenient for me to find a bank myself or go to a 4s shop or go directly to a 4S shop! If it's cheap, in fact, if the 4S shop doesn't charge other fees, it's actually the same as the bank. If it charges any fees in advance, it is an extra fee! Ask the 4s shop first! You can get a loan for free. If you ask the customer service hotline for the establishment of diplomatic relations between China, agriculture, industry and commerce, it is generally open!

Is it better to borrow money from a bank or a 4s shop to buy a car? I think you can compare which is more cost-effective and then consider it. The important thing is which car you want to buy, otherwise you can forget about this problem, because some car brands can borrow money without interest, which is also good, and in many cases, you may not be able to borrow money from the bank. Even if you do, there will be other expenses, such as letting you buy insurance.