Chinese law stipulates that only law enforcement officers can terminate your WeChat, bank cards, and payment accounts. Generally, online lending institutions have no way to freeze your bank cards or Alipay. Baiqian Finance is a private company at best. , it is not a law enforcement agency, so if you owe them money and you are overdue, they can only urge you. If you don't pay back, they can go to court to sue you. After verification by the court, there is sufficient evidence to prove that you If the debt is overdue, the court can freeze your WeChat, bank card and Alipay accounts.

If your corresponding account has a violation record, the account will be frozen, and in serious cases, it will be banned