In this article, I want to introduce you to an application skill of "Five Views". Details are as follows:
1, depending on the popularity of the platform
When choosing a loan platform, try to choose a well-known online loan platform, because this kind of online loan platform has high service level and few unknown loan terms. However, well-known online lending platforms will have higher requirements for borrowers.
2. Look at the charging method
At present, the charging methods of major online lending platforms are quite different. Some will ask for membership first, and some will deduct some upfront fees before lending. Therefore, before applying for online loans, it is necessary to know more about how the online loan platform charges, and find a platform with relatively low loan interest to apply.
In addition, we should remind everyone that the annualized loan interest rate of more than 36% belongs to usury, so don't apply.
3. Look at the speed
Many times, people choose online lending because the online lending platform is faster. However, not every online lending platform can be satisfactory. Therefore, before applying for online loans, you must first understand the time for reviewing and lending on the online lending platform, and be aware of it in advance.
4. Look at the application conditions
If an online lending platform has unusual requirements for borrowers, such as providing very private personal data, then you should never apply, which is likely to be a terrible "routine loan".
5. Look at the feedback from netizens
After choosing a good online lending platform, you can't apply blindly. You need to go to online forums and post bars to see the feedback from netizens. If the online lending platform is vomited by a large number of netizens, then everyone should apply carefully.