Down payment = 174000x0.2 (20% of the car price)+14800 (purchase tax) +500 (registration fee) +8500 (insurance) +2000 (mortgage fee)+174000x0.8x0.

Monthly payment for three years = 174000x0.8/36=3866.

This process is a rough idea. Because of different banks and regions, the bank interest rate in Jamlom may be different! I hope it helps you! thank you