1. It takes 2 years for the company to be established (based on the business license);

2. The bank flow is for one year and cannot be interrupted, with an average monthly flow of 400,000 Above;

3. The applicant’s information must meet the requirements, mainly the information of the legal person, the credit status of the legal person, etc.;

4. The company’s information must meet the requirements, including company liabilities, violation information, Case disputes and other situations must meet the requirements. What is business flow?

Business flow refers to the company’s capital transaction information in the bank, including wages, accounts, investments, etc. Generally, when applying for corporate loans, you need to provide bank statements for six months or more. If you are specifically applying for a current loan, you need to provide more than one year of statement information. However, with the increase in the number of lending institutions, some lending institutions only require companies to provide bank flow information for three months or more to process loans. When approving a loan, in addition to reviewing the flow information, the bank will also review the company's other loan situations, the company's credit situation, etc. If these requirements are not met, the company can provide other fixed assets for mortgage loans.