Legal analysis: the loan company is unable to repay, and the two sides reach a repayment agreement through consultation, and will not be sentenced. Disputes arising from non-repayment of arrears belong to private lending disputes, which refer to disputes arising from the borrower's failure to repay the loan on schedule after the borrower and the borrower reach a loan agreement. Lenders, that is, creditors, can bring a lawsuit to the court to ask the debtor to pay back the money in order to safeguard their legitimate rights and interests when the debtor fails to perform the repayment obligations.

Legal basis: Article 224 of the Civil Procedure Law of People's Republic of China (PRC), legally effective civil judgments and rulings, as well as the property part of criminal judgments and rulings, shall be executed by the people's court of first instance or the people's court of the place where the property is executed at the same level as the people's court of first instance. Other legal documents stipulated by law to be executed by the people's court shall be executed by the people's court in the place where the person subjected to execution has his domicile or where the property subjected to execution is located.