The loan card shall be handled by the People's Bank of China, and shall be responsible for the annual examination.
The loan card refers to the magnetic stripe card issued by the branch of the People's Bank of China to the borrower or guarantor for the enterprise credit information system, and it is the qualification certificate for the borrower to apply for credit business or the guarantor to provide guarantee.
The loan card records the code and password of the loan card, which is the voucher for commercial banks to log in to the "enterprise credit information system" to inquire about customer credit information. Getting a loan card does not mean that customers can get a bank loan immediately. The key depends on whether the credit status of the enterprise meets the requirements of the loan bank.
Let me explain to you that the way to inquire about the loan is very simple, as long as you hold a copy of the business license and organization code certificate of the enterprise within the validity period, an inquiry application issued by the enterprise, a copy of the ID card of the legal representative of the enterprise and a copy of the ID card of the agent to the local people's bank for inquiry.