The monthly payment of 27,965,438+0 is the monthly payment of 27,965,438+0 yuan. Zero monthly payment is newly launched this year, but there is a time limit of one year or so. For example, for a year in zero month, how much is the price reduction in disguise? Take a set of three bedrooms and two halls in Hejia Spring 103 square meter as an example. The unit price is 5400-5500 yuan/square meter, and the total price is about 560 thousand. 30% down payment and 70% loan, that is, 392,000 yuan, 30 years. According to the benchmark interest rate and the matching principal and interest method, the monthly payment is 2830 yuan. The total monthly payment for a year is 33,960 yuan.

In other words, the developer will bear the loan principal and interest of about 34,000 yuan for the buyers in the first year, which is equivalent to a discount of 330 yuan/square meter, and enjoy a 9.4% discount for buying a house. The preferential margin is still relatively large.