Minimum repayment amount:

The minimum repayment amount of a credit card is the minimum amount that you must repay before the monthly repayment due date stipulated by the bank. You can not repay in full, but the repayment amount of each installment must be greater than the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record. If you can't enjoy the interest-free repayment period by choosing the minimum repayment, you will be charged interest on all the consumption in the current period from the bookkeeping date (usually the day after consumption), with the daily interest rate of five ten thousandths until you pay it off in full. If you pay off the repayment amount in full before the due date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation.

Minimum repayment amount = 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+

65438+ 000% of the unpaid part of the minimum repayment amount in the previous period+65438+000% of the installment amount. Please refer to the minimum repayment amount listed in the bill.

Temporary storage:

In terms of consumption patterns, at present, the Bank has a shopping stage at consumption time and a billing stage after consumption:

1. installment shopping: through our special merchants, we choose to purchase the specified goods or services by installment. For the specific charging standard of installment payment and the merchants who can handle it, you can log on to our credit card website/click "Shopping by installment" to inquire;

2. Bill installment (only business card, business card (including financial business card), shopping card, ANA guarantee card or supplementary card holders can't apply): If the merchant you shop is not a special merchant of our bank, you can apply for bill installment after consumption. Bill installment is a new financial management function launched by our credit card, which can help you repay the consumption amount in your bill in monthly installments. Whether the bill installment application is passed or not is subject to the comprehensive evaluation result of our credit card center. For details, please log on to the credit card website/click "Credit Financing"-"Bill Installment" to inquire.

If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； logincmu=0。 Thank you for your attention and support!