The grace period of credit card repayment of Jinshang Bank is basically the same as that of other banks, and the repayment period is 3 days. As long as the user pays off the arrears within the repayment period, it will not affect the user's credit record, nor will it have any adverse impact on the user's personal credit. However, the credit card repayment grace period of Jinshang Bank is still different. It is recommended to consult the bank staff in advance when lending.