The decoration loan of CCB should be cashed in the designated decoration store, and the store will charge a 2% handling fee. If it exceeds100000, it will be taken twice. This process will be repeated. I am safe and inclusive, and I accept loans nationwide. I can apply for a loan with commercial housing, full payment and insurance policy.
Second, decoration, how many points do you need to pay for decoration with POS machines?
According to the notice of the National Development and Reform Commission (NDRC Price [2013] No.66) on optimizing and adjusting credit card processing fees, credit card transactions can be divided into four categories: entertainment, general, people's livelihood and public welfare. Among the four categories, the expenses involved in bank card swiping are mainly catering and entertainment, general and people's livelihood, among which the expenses of catering and entertainment are the highest, with a total of 1.25%, followed by general category with 0.78%, and the lowest is people's livelihood with a rate of 0.38%. At the same time, in the categories of catering, entertainment and general services, the fees in some areas are capped, ranging from 2.5 yuan to 60 yuan.
3. Is there a handling fee for the decoration loan?
Yes, most banks basically offer home improvement installment services ranging from 6 to 36, and the handling fee ranges from 0 to 12%, which is unsecured; Traditional decoration loans need mortgage, but the interest rate is the same as personal housing loans.
Choose a one-year home improvement installment business, and some of them are exempt from interest and handling fees; When choosing two-year home improvement installment business, the handling fee rate of home improvement installment payment generally reaches 8%, which is already relatively high. Therefore, when choosing loan decoration, we should reasonably calculate the repayment period.
Extended data
Decoration loan application conditions
1, with local permanent residence and legal and valid identification;
2. Have a proper occupation and stable income, and have the ability to repay the principal and interest of the loan at maturity.
3. The borrower can provide relevant asset certificates, bank statements, tax bill certificates, etc.
4. If the newly purchased house needs to be renovated, provide information such as the house sales contract and purchase invoice (or the original house needs to be renovated again, provide materials such as the house ownership certificate);
5. Other conditions stipulated by the Cooperation Organization.