Now the house price is only high, so many people with more money will buy a house as an investment. Buying a house by loan is not new. Can it be notarized? Many car owners will have such questions in their hearts, so let's take a look at it through the following content!

Generally speaking, a house with a loan cannot be notarized, because the property right is mortgaged to the bank, so the owner has no right to notarize the house before the loan is paid off. Unless the remaining mortgage can be repaid first, go through the mortgage cancellation procedures, get back the real estate license, and then notarize the property.

Many people mistakenly think that notarization of a house is equivalent to transfer of ownership. Actually, it's not. The two are different. Because property is difficult to prove, the purpose of notarization is to serve as proof of property ownership, avoid future property disputes and better safeguard vital rights and interests.

If you want to notarize the mortgaged real estate, you should first consult the bank you borrowed to see if it can be notarized. If there is really no way, you can choose a reliable guarantee company, pay off the outstanding mortgage under your name and cancel the mortgage, so that notarization can be carried out normally, but often you need to pay some fees. If you have enough money on hand, relatives and friends can borrow it to turn around, which can save the cost of the guarantee company.

And when the property is notarized, the staff will review the relevant materials submitted, such as the property title certificate of the property. Also confirm the contents of the agreement, so as not to mislead the notary. After the review is correct, the applicant also needs to sign the relevant agreement.

In addition, if the submitted materials are true, valid and complete through the examination of the materials, they shall be handled within half a month from the date of application, and relevant notarial certificates shall be made and sent to the applicant. But if there are special circumstances, it will take more time, so it still depends on the problem.

I hope the above answers are helpful to you.

Enter the area and get the decoration quotation for free.

Enter the area and get the decoration quotation for free.