According to the official statement of Didi's car owner loan, the maximum loan amount of car owner loan can reach 500,000 yuan. Judging from the actual loan situation, everyone's loan amount is mainly concentrated between 50,000 yuan and 200,000 yuan. The specific credit line is influenced by many factors. These factors are:
Automobile condition
To apply for a Didi owner loan, you need to provide relevant car information. Generally speaking, the higher the market value of a car, the slower the depreciation rate, and the higher the amount you get from Didi's owner loan. Didi's owner loan requires the current valuation of the car to be no less than 50,000 yuan.
credit standing
How much credit can Didi's car loan apply for is directly related to everyone's personal credit situation. Under normal circumstances, the better the borrower's central bank credit information, the greater the credit line he can obtain.
debt paying ability
How much the owner can borrow in Didi's loan is directly related to everyone's repayment ability. If everyone has a strong repayment ability and can bear a large debt burden, then the amount obtained will be very large. After all, the longest loan period of Didi's car owner loan is only 48 months.
Through the above, let me introduce how much money Didi owners can borrow. Generally speaking, the actual loan amount is closely related to the automobile situation, credit situation and repayment ability. The maximum loan amount is 500,000 yuan.