Ping An Easy Loan is a loan platform under Ping An Group. There are many loan products with low threshold, which are suitable for most people. One of the most popular loans is the salary loan, which is said to be the most suitable loan for white-collar workers. Small partners with a monthly income of more than 3,000 yuan can apply. For young people who have just graduated, life will inevitably encounter financial difficulties. At this time, they can turn to such formal and reliable products.
First, Ping An Easy Loan Salary Loan Application Conditions
1, age 2 1-55 years old, college students can't apply;
2. It is necessary to provide bank flow, and the monthly punching income must be above 3,000. The higher the salary, the better, which is conducive to improving the success rate and quota of loan applications;
3, will check the credit, so the personal credit report can't be stained, white households can't apply, and there are no three consecutive overdue within half a year;
4. The newly graduated students can't apply, and must work continuously in the current unit for more than half a year.
Second, Ping An Easy Loan Salary Loan Application Information
1, ID card
2. Income proof documents (salary records, such as passbook records, personal bank accounts or salary slips for the last three months, or fill in the income proof in the format provided by Ping An Easy Loan and affix the official seal of the company).
3. Work certificate (copy of labor contract or work certificate issued by the company, stamped with the official seal of the company)
4. Proof of address (water, electricity and gas bill of last month or copy of real estate license)
3. How much is the interest of Ping An Easy Loan's salary loan of 10,000 yuan?
According to the feedback from netizens who have successfully made the next repayment, if the loan is 10000 yuan and the term is 12 months, it will be calculated at the monthly interest rate. In addition, if calculated according to the monthly management fee of the salary loan, it needs to be repaid every month, and the total interest for one year is about 1 000.
The above is the whole content of Ping An Easy Loan Salary, including how to apply, application conditions, loan interest and so on. Everyone should have a certain understanding of Ping An Easy Loan Salary. Although the interest rate is not low, the bank loan is safe and reliable, and the probability of stepping on lightning is relatively low.
What are the application conditions for Ping An salary loan?
1. Applicant 2 1 to 55 years old, with full capacity for civil conduct (citizen of China nationality).
2. The applicant must have a stable income, the income must be ≥ 3,000 yuan/month after tax, and he has been in the bank for more than six months.
3. The applicant must have lived in the local area for more than 6 months and have a stable job there.
4. The applicant must have a good credit, no overdue behavior within one year, and the debt cannot be higher than 30%.
5. Other requirements put forward by Ping An Salary and Loan.
What about Ping An Insurance's consumer loan "salary loan"?
What about Ping An Insurance's consumer loan "salary loan"? Ping An Insurance's consumer loan "salary loan" is aimed at office workers who are 2 1-55 years old, earn more than 3,000 yuan a month and have credit records. Click to enter Ping An Salary and Loan Application Raiders. Quick payment is not difficult!
Loan information
loan limit
Terminology scope
Lending time
Fee Schedule
Repayment method
1-65438+500,000
12-36 months
3 working days
The monthly management fee is 1.80%
instalment repayment
Ping An Insurance's consumer loan is "salary loan" for 24 months, 65,438+10,000 yuan. The monthly payment is 5967 yuan, and the total cost reaches 43200 yuan. Ping An Insurance has a low loan threshold, as long as it works for more than 6 months, earns 3,000 yuan a month and has a credit record. The loan amount, term and lending time of this product are good, and the most noteworthy is its monthly management fee of 1.80%, which greatly reduces the loan cost.
Application conditions
1, loan crowd: white-collar office workers (salary loan).
2. China citizen age 2 1-55.
3. The monthly income is more than 3,000 yuan.
4. Have worked in this unit for more than 6 months.
5. There must be a credit record (loan or credit card).
Salary loan products must have credit records (including loan records and credit card records, etc.). ).
Collection method of liquidated damages for prepayment of Ping An Easy Loan:
If the loan is less than 6 months, it will be charged at 3% of the outstanding amount; If the loan is within 6 months to 1 year, 2% of the outstanding amount will be charged; If the loan exceeds 1 year, 1% of the outstanding amount will be charged.
Liabilities generally only refer to credit card liabilities, regardless of mortgage and other liabilities.
Required materials
1, identification: ID card.
2. Proof of address: water and electricity bill of the last month of the residence 1 month.
3. proof of income: the income before tax is more than 3,000 yuan, and the salary of nearly 6 months needs to be provided with the official seal of the bank.
4. Work certificate: affixed with the official seal of the personnel, finance or unit of the work unit.
Ping An Insurance's loans have always been cost-effective. Ping An Insurance's consumer loan "salary loan" threshold is low and the loan cost is low. Compared with Zhongtengxin's monthly management fee of 2.30%, Ping An Insurance's monthly management fee for consumer loans is only 1.80, which is very cost-effective. However, it should be noted that the penalty for prepayment of this product ranges from 1% to 3%. If the loan is less than 6 months, it will be charged at 3% of the outstanding amount; If the loan is within 6 months to 1 year, 2% of the outstanding amount will be charged; If the loan exceeds 1 year, 1% of the outstanding amount will be charged.
Let's stop here for the introduction of Ping An Loan and Wage Loan.