Many banks can apply. The following are the loan conditions:

First loan 18-50 years old.

Secondly, the loan applicant must have a legal and valid identity certificate and a legal residence certificate at the location of the loan bank, as well as a fixed residence or business premises.

In addition, the applicant's investment projects require that it already has certain self-owned funds. This is an important condition for banks to measure whether to lend, because it occupies 70% of the total amount of funds needed by lenders for normal production and business activities and for purchasing (installing or maintaining) small equipment and franchising.

What's more important is that the labor and social security departments go through the relevant procedures and register for employment and unemployment. They can apply for a small secured loan with the business execution (duplicate) tax registration certificate and the proof of the social security bureau where the store is located.

The loan applicant must open a bank-settled loan at the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

Finally, loan secured loan applicants need to provide certain guarantees, including real estate mortgage, certificate of deposit pledge, third-party guarantee and so on. In addition, they should provide banks with some information about their credit status, repayment ability and loan investment as much as possible, which will increase the credit integrity of loans and facilitate the smooth acquisition.

College student loans and student-origin credit loans are used to help students.

The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible family students and handled in the county (city, district) where the students registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Money is an important part of college students' loans.

2. Which bank can handle college student loans?

Many banks can apply. The following are the loan conditions:

1. First of all, the loan applicant must be 18-50 years old.

2. Secondly, the loan applicant must have a legal and valid identity certificate, proof of legal residence in the place where the loan bank is located, and a fixed residence or business place.

3. In addition, the applicant's investment projects need some self-owned funds. This is an important condition for banks to measure whether to lend, because the amount of venture loans generally does not exceed 70% of the total amount of funds needed by lenders for normal production and business activities and for purchasing (installing or repairing) small equipment and franchising.

4. More importantly, it is necessary to go through the relevant formalities in the labor and social security department where the household registration is located and register for employment and unemployment. You can apply for a small secured loan with this certificate (copy can also be used), such as tax registration certificate, store lease contract and other valid documents to the social security bureau where your household registration is located.

5. The loan applicant must open a settlement account in the loan bank, and the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

6. Finally, loan secured loan applicants need to provide certain guarantees, including real estate mortgage, certificate of deposit pledge and third-party guarantee. In addition, they should provide banks with some information about their credit status, repayment ability and loan investment as much as possible, which will increase the credit integrity of loans and facilitate the smooth acquisition of loans.

1. There are generally two kinds of college students' loans: national student loans and student credit student loans.

2. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

3. Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of college student loan.

3. How to handle the credit loan for college students of China Construction Bank?

China Construction Bank has a college student loan business, so college students can borrow money from the Construction Bank, and the loan given by the Construction Bank to college students is a college student loan. To apply for a national student loan from CCB, you don't need to apply for loan guarantee or mortgage, but you must promise to repay the loan on time and bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school about the specific matters of handling the national student loan. After reporting to the school, you can apply to the bank through the school.

The materials to be provided at the time of application are: an application for a national student loan; Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan); My explanation of the family's financial difficulties; Proof of family financial difficulties issued by the relevant departments where the students' families are located.

As long as you meet the requirements, you can apply for a loan in China Construction Bank. What you need to note is that the national student loan interest rate is implemented in accordance with the statutory loan interest rate announced by the People's Bank of China and the relevant national interest rate policies. In the new loan contract signed in 2009, the interest of the loan students during their study in school is all subsidized by the financial department, and the interest after graduation is paid in full by the loan students themselves. According to their personal income after graduation, students choose the time to start repaying the principal within 1 ~ 2 years after graduation and pay off the principal and interest within 6 years.

1. CCB student credit card application conditions:1Full-time undergraduate students who are over 8 years old, have full civil capacity and can provide personal identification need to apply for a university student credit card. You can submit the application directly through the CCB outlets near the school.

2. Information required to apply for a CCB student credit card: generally, a copy of the ID card and student ID card is required when applying (freshmen can use the admission notice instead of the student ID card). According to the regulations of the China Banking Regulatory Commission, college students who have reached the age of 18 must implement the second repayment source when applying for a card. The fees charged by CCB shall be reported to the Price Bureau and the regulatory authorities to standardize the pricing. For all the charging items, CCB will make an announcement through various channels to facilitate your inquiry at any time. For example, to apply for a CCB credit card, the collection agreement on the back of the application form lists various charging standards of CCB; At the same time, you can also log in to CCB official website for inquiry.

3. Inquiry on the credit card limit of CCB students: The credit limit refers to the maximum amount of credit cards that can be overdrawn circularly, which can be enjoyed by RMB and foreign currency, primary and secondary cards, and all credit cards in your name. Your initial credit limit can be inquired through the card letter mailed with the card. In addition, you can also inquire about the credit limit in the following ways:

1, after real-name registration on the credit card website.

2. Inquire through "Account Inquiry Service" on the homepage of CCB website and select "Credit Card Inquiry".

3. Inquiries should be made through personal online banking on the website of CCB.

4. Edit the message "the last four digits of 3 13# or the last four digits of CCED#" and send it to 95533 for inquiry.

5. WeChat pays attention to "China Construction Bank" and makes an inquiry after binding the credit card.

6. Use a credit card to inquire at the self-service terminal of CCB.