If you do not have all five certificates, you cannot apply for a home purchase mortgage loan.

1. Five certificates: The first is the "State-owned Land Use Certificate" (Bureau of Land and Resources), the second is the "Construction Land Planning Permit" (Planning Bureau), and the third is the "Construction Project License" Planning Permit" (Planning Bureau), the fourth is "Construction Project Construction Certificate" (Construction Bureau), and the fifth is "Commercial Housing Pre-Sale Permit" (Housing Authority).

2. The pre-sale certificate is the last certificate among the five certificates. It is approved by the housing authority. You can directly call the staff of the local housing authority to see if the pre-sale certificate has been issued. , indicating that the five certificates of the community are complete and you can buy with confidence!