Borrow money from relatives and friends. If you want to borrow 8000 yuan, you need to borrow money from relatives and friends if you pay it back in one lump sum after 7 months. If you want to use a small loan or a bank loan, you need to repay part of the loan amount or interest every month, and you can't pay it off at one time. If you want to borrow money from relatives and friends, you need to write an IOU, stating the time of repayment and a certain interest, and then pay it back in one lump sum. Matters needing attention in borrowing, when borrowing, keep the written loan voucher and identity information, loan amount, loan term interest and repayment method, and creditors can reasonably collect them. The limitation of action for private lending is three years.