Legal analysis: Stopping the payment of provident fund as soon as the loan is repaid may turn the loan interest rate into a commercial loan. It is recommended not to stop payment immediately. If you really change jobs, you can find an agent to help you pay for a period of time. Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees. The housing provident fund paid by employees and the housing provident fund paid for employees by the unit where employees work are personal savings stored by employees in accordance with the regulations for housing consumption expenditures, which belong to individual employees. When an employee retires, the balance of principal and interest is paid in one lump sum and returned to the employee himself.

Legal basis: Article 34 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund. Housing provident fund management centers and employees have the right to urge units to perform the following obligations on time: (1) Registration of housing provident fund deposit or alteration or cancellation of registration; (two) the establishment, transfer or sealing of the housing provident fund account; (3) Paying the housing provident fund in full.