I wonder what kind of car you bought. Whether it's Chery or other cars, they usually pay 30% in advance, and the rest will be paid off within 1-5 years. The interest of 1 year is very small, and the interest of 5 years is the highest if it meets the general loan in 2-3 years.
The loan needs you:
1, no credit record of good faith.
2. The bank's flowing water reaches the standard (the income on the bank card exceeds 4K per month).
3. ID card and other documents.