Users can take the initiative to repay through mobile banking and online banking; You can also wait for the system to make up the buckle automatically.

Use of the Provident Fund:

1. If you apply for a provident fund loan to buy a house, you can withdraw the provident fund to repay the principal and interest;

2. If you apply for a commercial loan to buy a house, you can withdraw the provident fund as the down payment for buying a house, or you can withdraw the provident fund to repay the principal and interest;

3. If you don't need a loan in the process of buying a house, you can also take out the provident fund at one time;

4. If you apply for a provident fund housing loan to buy your own house, you can withdraw your parents' provident fund to repay the principal and interest;

If you apply for a commercial loan to buy your own house, you can withdraw your parents' provident fund as a down payment;

6. If family members (not limited to employees themselves) are seriously ill, employees themselves and their spouses can apply for withdrawal of provident fund.

To sum up, provident fund is an important social security fund, which can be used for many purposes, including buying a house, renting a house, decorating and paying medical expenses. When using the provident fund, you need to understand the relevant policies and regulations to ensure legal compliance.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund

Article 24

In any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account:

Purchase, construction, renovation and overhaul of owner-occupied housing;

2 retired;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

Rent exceeds the prescribed proportion of family wage income.