No. According to a search on Baidu Lawlin, debts have nothing to do with whether you have AIDS or not. The law will not protect you. If you really have no ability to repay, you should negotiate with the lending institution to extend the repayment period or repay in installments. The lending institution will sue until the court wins. , if the court judgment is not fulfilled during the performance period, it will apply to the court for compulsory execution. When accepting the compulsory execution, the court will inquire about the properties, vehicles, securities and deposits in the name of the lender in accordance with the law. The lender has no property available for execution but refuses to perform. If the court's effective judgment is made, negative information such as overdue repayment will be recorded in the individual's credit report, and the person will be restricted from high consumption and entry and exit, and may even be detained by the judiciary.