If the loan is repaid after 4 days of overdue, it is still possible to get another loan.

Details:

1. First of all, the loan was overdue for 4 days and repaid in time. Although it was overdue once, the repayment performance was good.

2. Institutions seeking loans usually consider multiple factors when deciding whether to grant another loan. The following are some factors that may be considered:

a. Repayment history: Although loan overdues have occurred, timely repayment shows the borrower's repayment ability and integrity.

b. Credit score: Credit score is an important indicator for lending institutions to measure a borrower's credit risk. If the credit score is higher, the chance of borrowing again will be greater.

c. Income stability: The borrower's income stability is also an important factor considered by lending institutions. If the borrower has a stable source of income, the chance of borrowing again will increase.

d. Debt burden: If the borrower's debt burden is relatively small, even if it is overdue once, the lending institution may consider lending again.

3. Summary: Timely repayment after a loan is overdue for 4 days can increase the chance of another loan. Key factors include repayment history, credit score, income stability and debt load.