Current location - Loan Platform Complete Network - Bank loan - Microfinance companies may not issue Internet consumer loans to college students. What are the advantages and disadvantages of consumer loans?
Microfinance companies may not issue Internet consumer loans to college students. What are the advantages and disadvantages of consumer loans?
The fundamental problem of consumer loans is that college students have no source of income, so what can he give you in return?

College students should eat and drink on campus. If there is a student loan, it will inevitably make these students very superficial. Yes, some students buy a pair of shoes 1000, and they have money at home. Of course you can.

But all this was seen by classmates who had no money at home. If they can't afford it, forget it. But now there is a campus loan. I'm telling you, it's okay. We can lend me money. So are these students confused and will eventually go astray because they can't afford it?

First, who will repay the campus loan?

Imagine that these students are all in the dormitory except for classes. What will he take to repay the loan? Therefore, campus loans should not exist, and unhealthy views on money should not be allowed to enter the campus. Nowadays, college students understand a truth:? Grandpa is rich? Look, do you think it's normal for a student to say such things?

This will not only change their consumption concept, but also blindly buy expensive ones and good ones; And it will make them not concentrate on their studies. Why? Because they think grandpa is rich! What if I can't repay the loan because I have no income?

Second, this is actually the routine of loan companies.

You have a brain to think. Why did he blindly lend you money knowing that you have no financial resources? If the borrower is a female student, there is no requirement. I'll lend it to you as long as you are willing to borrow it. Think about it. Why?

He just waited for you to pay him back, and then he manipulated it. Female students are more expensive than money, and borrowing so little money can be more expensive than one person. They are illegal practitioners, just dragging female students into the water.

Third, it only harms and does not benefit.

As far as campus loans are concerned, they should not exist from the beginning. These children are not involved in society and don't know much about some routines in society. They have no self-control in front of money.

Therefore, behind these campus loans is nothing more than pulling female students into the darkness. If you go to darkness once, then you will never be dark again, and you will start barefoot and not afraid to wear shoes. My parents worked hard to send the flying girl to read everyone, but in the end she was destroyed by the scum of society.