Civil servant credit loan application conditions:
1, under 55 years old;
2. Personal credit information is good and has the ability to repay the principal and interest;
3, in the main towns at all levels of state administrative organs, made a formal establishment.
Civil servant credit loan application steps:
1. The borrower goes to the bank to apply for a loan, and at the same time submits the materials required for the loan;
2. The staff of the lending institution shall review and approve the materials submitted by the borrower;
3. After the data is approved, the bank issues loans;
4. The borrower repays the loan according to the contract.
Note: At least one of the husband and wife has a credit record of more than one year. Those with blank credit records can't approve loans, and their credit records can't be overdue twice within six months, and they can't apply.