Within one year (including one year) 4.35%

medium and long term loans

One to five years (including five years) 4.75%

More than five years, 4.90%

personal housing accumulation fund loan

Less than five years (including five years) 2.75%

More than five years, 3.25%

Extended data:

As of July 9, 20 19, the benchmark interest rate of RMB loans of CCB is: the interest rate of short-term loans within one year (including one year) is 4.35%; The medium and long-term loan interest rate for one year to five years (including five years) is 4.75%; The medium and long-term loan interest rate for more than five years is 4.9%.

The interest rate of individual housing provident fund loans for less than five years (including five years) is 2.75%; The interest rate of provident fund loans for more than five years is 3.25%. If there is any change in the loan interest rate standard, please refer to the latest announcement of CCB official website.

Baidu encyclopedia-annual interest rate