1, with permanent residence or valid residence status in this city;
2. Have a relatively stable income, good credit and the ability to repay the principal and interest of the loan;
3. When the borrower and the * * * borrower apply for provident fund loans, they have continuously paid the housing provident fund in full for more than 6 months (including 6 months) according to the Measures for the Administration of Housing Provident Fund Deposit, and the borrower's provident fund account must keep the balance for more than half a year;