In today's news, there will be incidents of being impersonated by others from time to time. These people were unknowingly loaned by others in their own names until they were overdue. So, how do I know if others have used my information to borrow money? The above approaches and methods are described below.

1. When a bank or licensed financial institution lends money, it is clear that it can compare the number of credit cards and loan accounts shown in the loan record in personal basic information with the actual situation by inquiring about the credit report.

2. Other private loans that are not connected to the central bank's credit report can't be found out, and only loans overdue may know when he receives the dunning text message and phone call.

3. In real life, because of the disclosure of personal information, the incidents of obtaining certificates or loans occur from time to time, so everyone must be vigilant about this. However, due to the different nature of the loan, the ways and methods to find out whether it is loaned are also different.

These are two common ways to find out whether you have been loaned. In daily life, you must remember to keep your information confidential to prevent criminals from using your identity information to borrow money.