Countries that withdraw provident funds have relevant laws and regulations. How to withdraw the Shanghai Provident Fund can now be applied through the Internet. As long as the extraction conditions are met and the materials that need to be reviewed are submitted, the provident fund can be successfully extracted. Then, the condition of provident fund loan must first be that employees who have participated in the provident fund system are qualified to apply for loans. Of course, a lot of auxiliary materials need to be prepared, and they can be successfully extracted after inspection.

How to withdraw Shanghai provident fund

1. First, we will search Shanghai Provident Fund in the application market, and then the Shanghai Provident Fund app will appear. Just click Install Application.

2. Open the app, and then find the house rental extraction.

3. At this point, you will come to the login interface. If you haven't used it and don't have an account, you need to register an account. The account can be set by yourself. It is usually convenient to remember to set the mobile phone number. When registering, you will enter your ID card information to find your provident fund information. Click Login after registering.

4. Click Login and successfully enter the home page, and then select the house rental option.

5. Then there will be options such as application, change, termination and business status inquiry. Let's discuss each option separately here.

1. application: that is, the application for house lease is extracted.

2. Change: change the application for house lease, such as changing the mobile phone number and changing the monthly withdrawal amount.

3. Termination: As the name implies, it means terminating the extraction operation.

4. Business status query: query and extract the application progress to check whether it is successful.

6. Click Apply, and then the agreement commitment appears. After careful review, click Agree to enter the next step. Then you will be asked to fill in personal information and housing information as well as the monthly withdrawal amount. Explain the withdrawal amount for next month and the withdrawal amount for each month. The Shanghai Provident Fund Center stipulates that the maximum monthly withdrawal can only be 2000 yuan. Three months at a time. Therefore, if you fill in 2000 yuan, the total amount after withdrawal is 6000 yuan. Then it will take three months to withdraw again.

7. After the application is successful, there will be a prompt that if the application is made before 14 of the current month, the deduction will be made next month, otherwise the deduction sequence will be postponed, and the amount of the main account will be deducted first. If the amount in the main account is insufficient, the amount in the auxiliary account will be deducted to supplement the withdrawal amount. If the withdrawal amount is greater than the account balance, the deduction will fail.

8. After completing the application and filling in the information, you can view the application status in the business status. At this point, the application for withdrawal of provident fund has been completed, and you can pay the provident fund into the bank card only after waiting for approval.

Provident fund loan conditions

1. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans.

2. Those who participate in the housing provident fund system must apply for individual housing provident fund loans, and they must also meet the following conditions: that is, the time for continuous deposit of housing provident fund before applying for loans is not less than six months. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it shows that his income is unstable and he is prone to risks after issuing loans.

3. One spouse has applied for a housing provident fund loan, and neither spouse can get a housing provident fund loan until the principal and interest of the loan are paid off. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families.

4. When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic income and the ability to repay the loan, and there are no other outstanding debts that may affect the repayment ability of the housing provident fund loan. When employees have other debts, it is very risky to give housing provident fund loans, which violates the principle of safe operation of housing provident fund.

5. The term of the provident fund loan shall not exceed 30 years. For portfolio loans, the loan terms of provident fund loans and commercial housing loans must be the same.

It is very simple to withdraw the provident fund according to the process, that is, the required conditions and requirements are strict. How to withdraw the Shanghai provident fund, you can check the detailed provident fund information through the local network APP, including loan conditions and withdrawal requirements. The loan conditions of the provident fund are also introduced in detail above. If both husband and wife buy a house together, the loan conditions will be reviewed according to the loan conditions of both husband and wife.