Relax the restrictions on withdrawing money and add three special groups.
The notice stipulates that "if an employee's family does not own a house in the administrative area of Beijing and rents a house through the Beijing housing rental supervision service platform, it can withdraw the housing provident fund according to the actual rent amount." The reporter of China Times called the Housing Fund Management Center of the central state organs and learned that the state-controlled provident fund has a clear stipulation on the amount of rent withdrawal-employees renting commercial housing, and the monthly withdrawal amount of each person does not exceed 1500 yuan. After the release of the new notice, the upper limit of the provident fund that can be withdrawn from renting a house every quarter is relaxed from the original 4500 yuan to the actual amount of rent.
In addition, the notice also added three categories of people who can withdraw the balance of the housing provident fund account to pay the rent: "The staff of the central state organs stationed in poverty-stricken areas to participate in poverty alleviation work can withdraw the balance of the housing provident fund account to pay the rent in poverty-stricken areas. Newly employed college students who do not own their own houses in the administrative area of Beijing can withdraw the balance of their housing provident fund accounts to pay the rent for three years of employment. If a family of employees who do not own a house in the administrative area of Beijing gives birth to two children, they can withdraw the balance of the housing provident fund account to pay the rent within three years after the birth of the two children. "
According to the policy interpretation issued by the Housing Fund Management Center of the central state organs, the policy inclination of three groups, namely, people involved in poverty alleviation, newly employed college students and families of two-child workers, will provide supporting services for the central government's major decisions in poverty alleviation, employment and entrepreneurship, population and fertility.
Stimulate rental consumption and improve the system of simultaneous rental and purchase
What impact will the Notice have on the rental market? Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the reporter of China Times, "This policy itself is conducive to the decline of rental costs, so it can also stimulate housing rental consumption and is conducive to the development of the entire rental market. It is expected that the subsequent withdrawal of the provident fund will stimulate the rental consumption of some employees and talents. "
At the same time, however, Yan Yuejin also said that the groups radiated by the reform of state-controlled provident fund are mainly employees of state-controlled units such as central state organs and units in Beijing. Although the reform will have a great impact on the rental market in Beijing, the impact itself is regional.
Guo Yi, chief analyst of Heshuo, speculated in an interview with the reporter of China Times that the emphasis of the state-managed provident fund on increasing support for rental consumption may imply that the application process for housing provident fund will be simplified in the future. "The management of the state-managed provident fund is relatively strict, and the strictness of the application process, including the time period of application, is longer than that of ordinary municipal-managed provident fund accounts, including corporate accounts. Then, the national provident fund emphasizes the support for the rental market, which may shorten the application period of the overall housing provident fund. "
In recent years, the state has continuously increased its support for the leasing market. Since 20 19, a series of policies have been issued to stimulate housing rental consumption, use collective construction land to build rental housing, and improve the housing market and security system. The "Notice" pointed out that the purpose of the reform of the state-managed provident fund is to provide supporting services for the construction of the housing system of the central state organs, which is "both rent and purchase", and better benefit the majority of deposit units and employees.
"In the construction of the entire housing market in our country, the multi-market system of rent and purchase has been emphasized in recent years." Guo Yi told the reporter of China Times that the most important significance of the Notice to increase support for rental consumption is not to stabilize rental demand, but to build a complete market system with both rental and purchase together with other measures. "Supporting the leasing market is a systematic project. In addition to the housing accumulation fund, the state has also vigorously introduced mechanisms such as rental loans, talented apartments and long-term rental apartments, and various cities are vigorously advocating the establishment of a public service system with the same right to rent and purchase.
Sweep and add customer service WeChat.
Join Taizhou House Purchase Group II
(indicate the area where you want to buy a house, and Group I is full)
Sweep and pay attention to WeChat official account.
Learn more exciting content