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Detailed process of student loan in Henan Province
1. Borrowing students receive the Application Form for Student-origin Credit Student Loan of China Development Bank (hereinafter referred to as the Application Form) at the county student aid center, fill in their personal information, and go to the village committee for review and affix their official seals. 2. Borrowing students and their co-borrower apply to the county financial aid center with the application form, the original and copy of legal and valid identity certificate (household registration book or ID card, etc.). ) The original and photocopy of the letter of admission (student ID card) from the borrowing students and co-borrower, as well as colleges and universities. The county student aid center handles the application for student loan on the spot, and confirms and seals the application form after passing the examination. The application form is made in duplicate, one for the county rescue center and one for the county rescue center, and submitted to China Development Bank. The county financial aid center shall file the copies of the identity certificates and school registration certificates of the borrowing students and borrowers. 3. The county student aid center organizes the borrowing students and their * * * to sign a student loan contract with the borrower, and provides the borrowing students with the receipt of the contract, which is used to prove that the borrowing students have obtained the qualification of the national student loan of the student origin of the China Development Bank when they report to the university, and fill in the tuition fees, accommodation fees, university account information and contact information of the borrowing students at the university, and confirm that the students have entered the school after affixing the official seal. After the contract is signed, the county financial aid center reminds students to open an account at the county rural credit cooperative in time. This loan contract is made in quadruplicate, including three originals and one copy. The borrower keeps one original contract (with receipt) and one copy. One original contract is filed in the county rescue center, and one original contract is kept, and finally submitted to the China Development Bank. This contract shall come into effect after the approval of China Development Bank and the formal issuance of a loan review confirmation letter to the provincial funding center. 4. After the county aid center summarizes the loan information of the students who borrow in this county, it will submit the "XX County National Student Loan Application Summary Form" to the provincial aid center and the agent bank (electronic version). 5. The correspondent bank opens a personal account for the borrowing student according to the student's application. 6, the provincial aid center received the county aid center "XXX county student national student loan application summary table", the county summary table and the province intends to apply for student loan information and the total amount of loans submitted to the National Development Bank XX branch. China Development Bank implements relevant funding arrangements. 7. Borrowing students declare to the admitted colleges and universities with the student source credit loan contract (including receipt), and the colleges and universities fill in the receipt. Confirm the borrower's registration and fill in the required amount according to the tuition and accommodation fees of our school. If the total amount of tuition and accommodation fees exceeds the loan amount, it shall be filled out according to the loan amount, and the insufficient part shall be made up by the borrowing students. 8. Borrowing students will send the receipt of the national student loan (in duplicate) back to the local county student aid center. 9. The county aid center updates the Summary Form of National Student Loan Application in XX County (including electronic document 1 copy and stamped paper document 1 copy) according to the receipt of the county, and submits the Loan Student Application Approval Form, Loan Contract and Receipt of Colleges and Universities in the order of the summary form to the provincial aid center. 10, the provincial aid center summarizes the summary tables of counties in the province and related files, and submits them to the provincial branch of China Development Bank. 1 1. The loan committee of the provincial branch of China Development Bank examines and approves the total loan amount summarized by the provincial student aid center, and issues a loan examination and approval confirmation letter to the provincial student aid center (stamped with the official seal of the XX county national student loan application summary table). 12. The provincial student aid center submitted the loan confirmation letter and the XX county national student loan application summary to the handling bank through the county student aid center. 13, the agent bank received the loan confirmation letter and the XX county national student loan application summary table, went through the loan procedures for the borrowing students according to the operating procedures and withheld the funds to the accounts of various universities. 14. After receiving the above money, the school will issue corresponding receipts or invoices to the borrowing students. The above information comes from Easy Loan China official website/? pagedashi=zhangyuegaoju