Since the micro-credit loan will be displayed in the credit report, it has little impact on the car loan. However, if the amount of micro-credit loans is not large, it is basically no problem to pay attention to repayment on time. She doesn't have much debt now.
Microfinance belongs to microfinance and has its own credit system, so the loan procedure is relatively simple. Once there is a small amount of loans overdue, it will be reported to the credit bureau, which will have an impact on the application and loan. If you don't pay back many times, your credit record will get worse and worse. This will affect future car loans.
Credit card online repayment is one of the main repayment methods of bank credit card repayment. In recent years, online repayment has become a common repayment method for credit card users.
1. Payee account name: fill in the name of the credit card holder.
2. Payee's Bank: Fill in the "Credit Card Center of the Bank of Account Opening".
3. Transfer to payee's account: fill in 16-digit credit card number.
4. Remarks: Please fill in "Credit Card Repayment".
5. Withdrawal password: Fill in the withdrawal password of the integrated card.
6. After confirmation, the system will prompt whether the transfer was successful and the transfer amount.
7. Repayment "Payment Plan" function
8. Cardholders can use the "Payment Plan" function to preset the payment date. Online banking will transfer money to the cardholder's credit card or other person designated by the cardholder at one time or every month according to the cardholder's requirements. Credit card transfer repayment.
9. Credit card repayment function
10. If the cardholder activates the online integrated card of "Personal Banking Professional Edition" version 4.5 or higher and applies for transfer between self-service integrated credit cards, he can use the "credit card payment" function to transfer the card from the cardholder's integrated credit card account. The cardholder's own credit card transfer repayment.
1 1. Personal online banking public edition:
When the cardholder opens an account card and completes the "self-service transfer agreement" card and credit card, he can log on to the website of China Merchants Bank, use the public version of personal online banking to transfer money and repay the cardholder's credit card. The transferred funds will restore the cardholder's credit card available limit in real time.