The use of provident fund loans does not allow cross-provincial or cross-city provident fund loans. Use the housing provident fund personal housing loan to purchase the first set of ordinary self-occupied housing. If the construction area of Xing Tao is below 90 square meters (inclusive), the down payment ratio of the loan shall not be less than 20%; If the construction area of Xing Tao is over 90 square meters, the down payment ratio of the loan shall not be less than 30%. Conditions for applying for provident fund loans

Generally, one city and one policy. Take Shanghai's provident fund loan application conditions as an example. The required application conditions are:

1) A natural person with full capacity for civil conduct;

2) Have a permanent residence in the town or a blue-printed residence in this city;

3) deposit the housing accumulation fund in this city normally and continuously for 6 months before applying for a loan;

4) At least 30% down payment;

5) Have a stable economic income and the ability to repay loans;

6) There is no outstanding debt with a large amount that may affect the loan repayment ability. Loan is mainly based on the actual use of your loan to determine your loan method! You can submit a loan application online, and you can check your loan progress in 2 to 3 working days (except weekends and holidays)! Click on the online loan application link:

/activities/products/fundloan-dashi-QQ1433858195-index.html.