Ping An Insurance Loan Conditions:
1, aged 25-55.
2. Customer's household registration, work and residence information, one of which must be local.
3. The insured has paid the fee normally for more than 3 years, has not stopped paying the fee during the payment period, and has not changed the insured within 1 year.
4. Customers are Ping An life insurance policyholders, and the application scope of version 2.0 is extended to all life insurance companies.
An insurance company loan secured by the cash value of a life insurance policy. The one-time loanable amount of such loans depends on the effective year of the policy; The age of the insured and the amount of compensation for death when the policy is issued. Although recent insurance policies usually only allow borrowing at interest rates linked to the money market, the interest rate of such loans to policy holders is often lower than the market interest rate.