1. Call the police: report the case to the public security organ at the first time, explain the situation and provide relevant evidence, such as a copy of ID card and loan contract. The police will investigate and deal with it according to the situation;

2. Report the loss: immediately report the loss of the ID card to the local police station or public security bureau to prevent criminals from using their ID cards for more illegal activities;

3. Contact the bank: contact the bank involved in the case in time, explain the situation and provide relevant evidence, and request to freeze the loan account to prevent criminals from transferring the loan to other accounts;

4. Apply for a credit report: apply for a personal credit report from the personal credit center of the central bank to see if there is any unknown loan or credit card consumption;

5. Seek legal aid: If the situation is serious, you can apply for legal aid from the local legal aid agency and let a professional lawyer represent the case.

Preparation materials for lending ID cards:

1. Copy of ID card: prepare a copy of ID card to prove its information and authenticity;

2. Bank bills and credit reports: You can prepare bank bills and credit reports to prove your financial status and credit records and prevent criminals from stealing personal information;

3. Alarm certificate: You should report the case to the public security organ as soon as possible and keep the alarm certificate to prove that your identity information has been stolen, and you need to take measures to protect your personal information;

4. Bank cancellation application: You can apply to the bank for cancellation of loans to prevent criminals from continuing to steal identity information and loans.

In a word, the use of ID cards for loans is an act of identity theft, which may lead to bad credit records and financial losses. In daily life, we should pay attention to protecting the safety of personal information, and don't disclose personal information at will, so as not to become the target of criminals.

Legal basis:

Article 17 of the People's Republic of China (PRC) Identity Card Law

Anyone who commits one of the following acts shall be fined between 200 yuan and 1,000 yuan by the public security organ, or detained for less than 10 days. Illegal income, confiscate the illegal income:

Fraudulent use of another person's identity card or fraudulent identity card;

(2) buying, selling or using forged or altered identity cards.

Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.