1. What is the mortgage interest rate in Kunshan in 2022?

5.9%-6.0%.

According to the latest Kunshan mortgage interest rate policy 2022, the current interest rate for first-time home buyers in Kunshan is generally 5.9%-6.0%, with a minimum of 5.8 and a generally low interest rate of 6.8%, with a minimum of 6.0%.

In 2011, the Ministry of Construction was rated as one of the first batch of national ecological garden cities. According to the seventh national census data, as of 0:00 on November 1, 2020, Kunshan City’s permanent population was 2,092,496 people.

2. What is the mortgage interest rate in Kunshan in 2022?

5.9%-6.0%. According to the latest Kunshan mortgage interest rate policy 2022, the current interest rate for first-time buyers in Kunshan is generally 5.9%-6.0%, with a minimum of 5.8%. The interest rate for second homes (the first home loan has not yet been settled) is generally 6.8%, with a minimum of 6.0%. In January 2016, Kunshan was rated as one of the first batch of national ecological garden cities by the Ministry of Housing and Urban-Rural Development. According to the seventh national census data, as of 0:00 on November 1, 2020, Kunshan City’s permanent population was 2,092,496 people.

3. If you buy a house in Kunshan with a down payment of 700,000 yuan, the monthly loan for twenty and thirty years...

The down payment for the first house is 30%, 210,000, that is Mortgage loan 490,000

The interest rate for non-locals buying a house in Kunshan will increase by 5%

Then the monthly payment of equal principal in 20 years is: 3417.87

Then the monthly payment of equal principal in 30 years :2834.65

4. What is the latest time deposit interest rate of Kunshan Post Bank?

The latest China Post Bank deposit interest rate in 2022 is 0.3%, the time deposit interest rate is 0.3%, the time deposit interest rate is 1.10% for three months, 1.30% for half a year, 1.50% for one year, 2.10% for two years, and 2.10% for three years. It is 2.75% annually.

Postal Bank’s official interest rate in 2022:

1. Demand deposits

Demand deposits refer to deposits that can be deposited and withdrawn at any time. The interest rate is higher than that of time deposits. Much lower.

The current deposit interest rate of Postal Bank is similar to that of the other five major state-owned banks (Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications), with an interest rate of 0.3%.

2. Time deposits

Time deposits are deposits with an agreed deposit period, which mainly include lump sum withdrawals, lump sum withdrawals, lump sum deposits and lump sum withdrawals, and principal deposits and interest withdrawals.

The time deposit interest rate of Postal Bank is higher than that of the other five major state-owned banks (Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, Construction Bank, and Bank of Communications), but lower than that of some local commercial banks. The details are as follows:

(1) The periods of lump sum deposits and withdrawals include 3 months, half a year, 1 year, 2 years, 3 years and 5 years, and the interest rates are 1.35%, 1.56%, 1.78%, 2.25% and 2.75% respectively. and 2.75%.

(2) Small deposits and lump sum withdrawals, lump sum deposits and lump sum withdrawals, and principal deposit and interest withdrawals include 1 year, 3 years, and 5 years, and the interest rates are 1.35%, 1.56%, and 1.56% respectively.

In fact, the Postal Savings Bank’s listed interest rate will be slightly higher than the above interest rate, and the listed interest rate may also be different in each city