1. The borrower is between 25 and 65 years old.

2. The borrower should have stable income and repayment ability.

3. The borrower has a good credit record and no serious bad credit record.

4. Other hard access conditions that meet the requirements of the lending bank. Only with the above four loan conditions can you apply for a letter e loan from a rural commercial bank.

Rural commercial banks can apply for agricultural e-loans many times.

After using the e-loan of rural commercial bank, you can continue to apply for the e-loan of rural commercial bank, and whether it passes or not depends on the qualifications of the applicant. When applying for an e-loan from a rural commercial bank again, the system will review the applicant. As long as it meets the conditions of rural commercial bank e-loan, you can continue to use rural commercial bank e-loan.